Welcome to One Bank. By using our online banking services, you agree to comply with the following terms and conditions. Please read them carefully before accessing our platform.

1. Definitions

• "One Bank" refers to the online banking services provided by our company.
• "User" refers to any individual or entity using One Bank's services.
• "Platform" refers to One Bank's website and mobile applications.

2. Acceptance of Terms

By creating an account, logging in, or transacting on the platform, you acknowledge that you have read, understood, and agree to these Terms & Conditions.

3. Eligibility

• You must be at least 18 years old or meet the legal age requirement in your jurisdiction to use our services.
• Users must provide accurate and complete personal information when registering for an account.

4. Account Security

• Users are responsible for maintaining the confidentiality of their account credentials.
• Notify One Bank immediately if you suspect unauthorized access to your account.
• One Bank is not liable for losses resulting from unauthorized access if the user fails to secure their account.

5. Services

One Bank provides the following services:

• Online account management
• Fund transfers
• Payment processing
• Loan applications (subject to approval)

These services may vary based on location and user eligibility.

6. Fees and Charges

• Users agree to pay applicable fees for services provided by One Bank.
• Fee details are available on the platform and may be updated periodically.

7. Privacy Policy

Your use of One Bank is subject to our Privacy Policy, which outlines how we collect, store, and use your personal information. [Include a link to the Privacy Policy.]

8. Prohibited Activities

Users must not:

• Use the platform for fraudulent or illegal purposes.
• Share their account credentials with unauthorized individuals.
• Engage in activities that disrupt the functionality of the platform.

9. Limitation of Liability

• One Bank is not liable for losses or damages arising from:
  • Service interruptions.
  • Incorrect user input during transactions.
  • External cybersecurity breaches beyond our control.

10. Intellectual Property

All content, logos, and trademarks on the platform are the property of One Bank and cannot be used without prior written consent.

11. Amendments

One Bank reserves the right to update these Terms & Conditions at any time. Users will be notified of significant changes via email or through the platform.

12. Governing Law

These Terms & Conditions are governed by the laws of [insert jurisdiction]. Any disputes will be resolved under the exclusive jurisdiction of the courts 

13. Contact Information

For questions about these Terms & Conditions, contact us at:
Email: contact@group-onebank.com